Frequently Asked Questions
How can we help you?
Below you’ll find answers to the questions we get asked the most.
An accredited investor, in the context of a natural person, includes anyone who:
- earned income that exceeded $200,000 (or $300,000 together with a spouse) in each of the prior two years, and reasonably expects the same for the current year, OR
- has a net worth over $1 million, either alone or together with a spouse (excluding the value of the person’s primary residence).
In addition, entities such as banks, partnerships, corporations, nonprofits and trusts may be accredited investors. Of the entities that would be considered accredited investors and depending on your circumstances, the following may be relevant to you:
- any trust, with total assets in excess of $5 million, not formed to specifically purchase the subject securities, whose purchase is directed by a sophisticated person, or
- any entity in which all the equity owners are accredited investors.
A sophisticated person means the person must have, or the company or private fund offering the securities reasonably believes that this person has, sufficient knowledge and experience in financial and business matters to evaluate the merits and risks of the prospective investment. Schedule some time to discuss this in more detail.
No! While current SEC regulations require many of our offerings to be limited to Accredited Investors, we also offer investments to non-accredited investors. You will need to register to view our current offerings.
Yes! Many of our investors choose to invest funds held in their IRA. Its important that your IRA is first converted to a Self-Directed IRA. If you have not already done this; we can recommend third party self-directed IRA custodians who can help. Our inhouse advisors will walk you through the process from start to finish. We can accommodate most account types including individual, joint, trusts, pensions, 401ks, nonprofits, as well as LLC’s and other business entities.
Each of our offerings have a unique investment profile. While a primary objective of our Lighthouse Fund is to produce consistent regular income, we also offer investment opportunities that seek both growth and income as well as offerings that may not produce any growth or income for several years targeting larger overall payouts. The risk, return and holding period of each offering should be reviewed independently. One of our Investment Advisors can help.
While each MRA Capital Offering has a unique investment profile and expected time horizon, its important to highlight the fact that private real estate investments are illiquid investments and cannot be easily converted to cash. Generally, our investments have a 5-7 year holding periods and many will begin paying distributions after the first quarter.
Throughout your holding period as an MRA Capital Investor, you will receive a quarterly management reports for each investment you own. These reports will be uploaded to your secure online investor portal where you can also review performance on your holdings in real time and view subscription agreements, closing documents, offering memorandums as well as project progress photos.
All of our offerings are set up as partnerships where investors are limited partners who receive a K-1 each year of their investment holding period. This structure allows for each investor to realize their pro rata share of income, expenses, gains, losses depreciation, etc. of the overall investment. Many of our investors are surprised to learn that they are entitled to tax deductions that exceed the income they earned for the year. Taxation of income, gains, etc. will depend heavily on the type of account you invest with and each investors tax situation is different. MRA Advisory Group has CPAs on staff that can help maximize your tax savings.